Removal from Debt Review
Introduction The National Credit Act (NCA) provides for a mechanism known as debt review, which intends to provide consumers with a means of restructuring their debts and avoiding the consequences of default, such as legal action and blacklisting. However, it is not...Rate Clearance Certificates and What Municipalities Can’t Do
Introduction A rate clearance certificate is a legal document confirming that all municipal property rates, taxes, service fees, and levies have been paid in full. This certificate is essential for property transactions as it is required by law to transfer...The use and validity of electronic signatures
Introduction to electronic signatures Electronic signatures have become increasingly popular in recent years due to their convenience and efficiency in managing contracts. We live in a technologically advanced world and can now sign contracts electronically. In South...
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